Rental Property ROI Calculator

This calculator determines the Return on Investment (ROI) or Cash-on-Cash Return for a rental property, a key measure of its performance.

Purchase & Financing:

Enter the total purchase price, your down payment percentage, the loan interest rate, and the loan term in years. Also include any initial closing costs.

Income & Expenses:

Input the monthly rental income and all recurring monthly expenses. These include property taxes, insurance, maintenance/repairs, property management fees, and any other costs like HOA fees or utilities.

Calculation:

ROI is calculated by dividing the Annual Cash Flow (total income minus all expenses, including mortgage payments) by the Total Cash Investment (down payment plus closing costs).