Mortgage Payment Calculator (PITI)

This calculator estimates your total monthly mortgage payment, which includes Principal, Interest, Taxes, and Insurance (PITI).

Home & Loan Details:

Enter the home's price, your down payment percentage, the interest rate, and the loan term. The calculator will determine your loan amount and the Principal & Interest (P&I) portion of your payment.

Annual Costs:

Enter your estimated annual property taxes and homeowner's insurance. These are typically held in an escrow account by your lender and paid on your behalf.

Private Mortgage Insurance (PMI):

Enter your annual PMI cost. PMI is usually required if your down payment is less than 20% of the home's price. If it doesn't apply, you can enter 0.